ABSTRACT
Banking
operations in the country is currently anchored on the platform of the
revolutionary technological innovation of electronic banking. This study was
undertaken to examine the economic implications of electronic banking taking
First Bank Pic as a study. The study made use of time series data of economic
growth and microeconomic total income variables of First Bank Pic for the
statistical analysis. The regression results of the estimated model indicated
that there is a positive and statistically significant relationship between
total income variables of First Bank Pic for the statistical analysis. The
regression result ofthe estimated model indicated that there is a positive and
statistically significant relationship between total income of First Bank Pic
and economic growth. Recommendations made include the need for banks to
maintain the current tempo of electronic banking in their operations and
Central Bank of Nigeria to hasten up . with the cashless economy policy in
order to stimulate economic growth.
CHINEDU, N (2026). An Appraisal Of The Economic Implications Of Electronic Banking In Nigeria Banks” (A Study Of First Bank Nigeria Plc.) 1994-2011:- Chinedu Lovina N. Mouau.afribary.org: Retrieved Feb 10, 2026, from https://repository.mouau.edu.ng/work/view/an-appraisal-of-the-economic-implications-of-electronic-banking-in-nigeria-banks-a-study-of-first-bank-nigeria-plc-1994-2011-chinedu-lovina-n-7-2
N., CHINEDU. "An Appraisal Of The Economic Implications Of Electronic Banking In Nigeria Banks” (A Study Of First Bank Nigeria Plc.) 1994-2011:- Chinedu Lovina N" Mouau.afribary.org. Mouau.afribary.org, 10 Feb. 2026, https://repository.mouau.edu.ng/work/view/an-appraisal-of-the-economic-implications-of-electronic-banking-in-nigeria-banks-a-study-of-first-bank-nigeria-plc-1994-2011-chinedu-lovina-n-7-2. Accessed 10 Feb. 2026.
N., CHINEDU. "An Appraisal Of The Economic Implications Of Electronic Banking In Nigeria Banks” (A Study Of First Bank Nigeria Plc.) 1994-2011:- Chinedu Lovina N". Mouau.afribary.org, Mouau.afribary.org, 10 Feb. 2026. Web. 10 Feb. 2026. < https://repository.mouau.edu.ng/work/view/an-appraisal-of-the-economic-implications-of-electronic-banking-in-nigeria-banks-a-study-of-first-bank-nigeria-plc-1994-2011-chinedu-lovina-n-7-2 >.
N., CHINEDU. "An Appraisal Of The Economic Implications Of Electronic Banking In Nigeria Banks” (A Study Of First Bank Nigeria Plc.) 1994-2011:- Chinedu Lovina N" Mouau.afribary.org (2026). Accessed 10 Feb. 2026. https://repository.mouau.edu.ng/work/view/an-appraisal-of-the-economic-implications-of-electronic-banking-in-nigeria-banks-a-study-of-first-bank-nigeria-plc-1994-2011-chinedu-lovina-n-7-2