ABSTRACT
The study empirically emphasized the impact of
liquidity management on commercial banks profitability in Nigeria using time
series data from 1996 to 2015. The dataset sourced from Central Bank ofNigeria
Statistical Bulletin was analyzed using multiple regression analysis. The
results ofthe analysisrevealed that bank cash assets and treasury bills rate
has a negative and significant impact on commercial banks profitability
(proxied by return on assets). Also, treasury bills rate was found to have a negative
and significant impact on commercial banks profitability. On the other hand,
cash reserve to asset ratio was positive and insignificant, while liquidity
ratio was positive and insignificant. Based on the findings an efficient
management of bank liquidity would not only inure to the benefit ofbanks but
also to individuals and business entities and thus the whole economy at large.
MICHAEL, U (2026). Impact Of Liquidity Management On The Profitability Of Commercial Banks In Nigeria:- Obiyemi Adekola O. Mouau.afribary.org: Retrieved Apr 28, 2026, from https://repository.mouau.edu.ng/work/view/impact-of-liquidity-management-on-the-profitability-of-commercial-banks-in-nigeria-obiyemi-adekola-o-7-2
UNIVERSITY, MICHAEL. "Impact Of Liquidity Management On The Profitability Of Commercial Banks In Nigeria:- Obiyemi Adekola O" Mouau.afribary.org. Mouau.afribary.org, 28 Apr. 2026, https://repository.mouau.edu.ng/work/view/impact-of-liquidity-management-on-the-profitability-of-commercial-banks-in-nigeria-obiyemi-adekola-o-7-2. Accessed 28 Apr. 2026.
UNIVERSITY, MICHAEL. "Impact Of Liquidity Management On The Profitability Of Commercial Banks In Nigeria:- Obiyemi Adekola O". Mouau.afribary.org, Mouau.afribary.org, 28 Apr. 2026. Web. 28 Apr. 2026. < https://repository.mouau.edu.ng/work/view/impact-of-liquidity-management-on-the-profitability-of-commercial-banks-in-nigeria-obiyemi-adekola-o-7-2 >.
UNIVERSITY, MICHAEL. "Impact Of Liquidity Management On The Profitability Of Commercial Banks In Nigeria:- Obiyemi Adekola O" Mouau.afribary.org (2026). Accessed 28 Apr. 2026. https://repository.mouau.edu.ng/work/view/impact-of-liquidity-management-on-the-profitability-of-commercial-banks-in-nigeria-obiyemi-adekola-o-7-2