Effect Of Mergers And Acquisition On Banks Profitability In Nigeria (1991-2017):- Onuawueke Ngozi U
ABSTRACT
The study examined the effect of mergers and
acquisitions on banks’ profitability in Nigeria using time series data from
1991 to 2017. The data used for the study was sourced from Central Bank of
Nigeria . statistical bulletin and Nigeria Deposit Insurance Corporation annual
report. Mergers and acquisition was captured-by dummy variables and total
assets of banks, while banks’ capital and profitability was measured using
capital base and return on assets respectively. For the analysis, regression
analysis technique was used. From the results ofthe data analysis, it was found
that mergers and acquisition had no significant effect on banks capital, while
the effect of banks’ total assets on capital base was significant. Also,
mergers and acquisition had an insignificant effect on return on assets while
the effect oftotal banks assets on return on assets was significant. Based on
these findings, it was recommended among other things that individual banks
experiencing distress should go into recapitalization and consolidation using
mergers and acquisitions to enable them attain consistent growth in their total
assets, profits, deposits and capital base.
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MICHAEL, U (2026). Effect Of Mergers And Acquisition On Banks Profitability In Nigeria (1991-2017):- Onuawueke Ngozi U . Mouau.afribary.org: Retrieved Apr 28, 2026, from https://repository.mouau.edu.ng/work/view/effect-of-mergers-and-acquisition-on-banks-profitability-in-nigeria-1991-2017-onuawueke-ngozi-u-7-2
UNIVERSITY, MICHAEL. "Effect Of Mergers And Acquisition On Banks Profitability In Nigeria (1991-2017):- Onuawueke Ngozi U " Mouau.afribary.org. Mouau.afribary.org, 28 Apr. 2026, https://repository.mouau.edu.ng/work/view/effect-of-mergers-and-acquisition-on-banks-profitability-in-nigeria-1991-2017-onuawueke-ngozi-u-7-2. Accessed 28 Apr. 2026.
UNIVERSITY, MICHAEL. "Effect Of Mergers And Acquisition On Banks Profitability In Nigeria (1991-2017):- Onuawueke Ngozi U ". Mouau.afribary.org, Mouau.afribary.org, 28 Apr. 2026. Web. 28 Apr. 2026. < https://repository.mouau.edu.ng/work/view/effect-of-mergers-and-acquisition-on-banks-profitability-in-nigeria-1991-2017-onuawueke-ngozi-u-7-2 >.
UNIVERSITY, MICHAEL. "Effect Of Mergers And Acquisition On Banks Profitability In Nigeria (1991-2017):- Onuawueke Ngozi U " Mouau.afribary.org (2026). Accessed 28 Apr. 2026. https://repository.mouau.edu.ng/work/view/effect-of-mergers-and-acquisition-on-banks-profitability-in-nigeria-1991-2017-onuawueke-ngozi-u-7-2