ABSTRACT
Impact of accounting information
on bank lending decision (A case study of first Bank plc, Urnudike). Accounting
can be defined as the language of business. Accounting information provides an
important platform for good decision making in business organization. This is
best realized when the accounting information provided is properly understood
by the decision market to avoid unwarranted interpretation during decision
making process. Bank lending is simple term is the act of giving money out to
individuals, investors, institutions and government for investment purposes. It
also involves granting an overdraft facilities, issuing right deposits in
excess of the cash reserved in the bank. Bank lending involves certain elements
of risks that stem from these circumstances which results from nonpayment of
obligation otherwise known as default when loans fall due. With increasing
numbers of organization one must accept that there are more investors and users
of accounting informative understanding the structure and meaning of accounting
information will help individuals derive efficiently and interpret correctly
and effectively to make decisions. The data for the research project work was
gathered using primary data which were tabulated and statistically analyzed
using percentages, product moment correlation coefficient and the F-ratio
analytical technique. The study also revealed that accosting information has a
significant effect on bank's lending decisions.
MICHAEL, U (2021). Impact Of Accounting Information On Banks’ Lending Decision (A Study Of First Bank Plc). Mouau.afribary.org: Retrieved Nov 02, 2024, from https://repository.mouau.edu.ng/work/view/impact-of-accounting-information-on-banks-lending-decision-a-study-of-first-bank-plc-7-2
UNIVERSITY, MICHAEL. "Impact Of Accounting Information On Banks’ Lending Decision (A Study Of First Bank Plc)" Mouau.afribary.org. Mouau.afribary.org, 19 Jul. 2021, https://repository.mouau.edu.ng/work/view/impact-of-accounting-information-on-banks-lending-decision-a-study-of-first-bank-plc-7-2. Accessed 02 Nov. 2024.
UNIVERSITY, MICHAEL. "Impact Of Accounting Information On Banks’ Lending Decision (A Study Of First Bank Plc)". Mouau.afribary.org, Mouau.afribary.org, 19 Jul. 2021. Web. 02 Nov. 2024. < https://repository.mouau.edu.ng/work/view/impact-of-accounting-information-on-banks-lending-decision-a-study-of-first-bank-plc-7-2 >.
UNIVERSITY, MICHAEL. "Impact Of Accounting Information On Banks’ Lending Decision (A Study Of First Bank Plc)" Mouau.afribary.org (2021). Accessed 02 Nov. 2024. https://repository.mouau.edu.ng/work/view/impact-of-accounting-information-on-banks-lending-decision-a-study-of-first-bank-plc-7-2