Effect Of Risk Management On Performance Of Commercial Banks In Nigeria: A Study Of First Bank Plc

Jephthah Patrick Chinonso | 58 pages (13842 words) | Projects

ABSTRACT

This study focused  on investigating the effect of risk management on the performance  of commercial banks in Nigeria with reference to First Bank Nigeria Pie. Specifically, the study aimed at examining the effect of liquidity ratio, leverage ratio and Loan to deposit ratio on Return on Equity of commercials banks in Nigeria. The ex-post facto  research design was adoptedfor the study and data collected from the auditedfinancial statements of the sampled Bank from the period 2008-2017 was analysed using multiple regression. Results of the study revealed that; liquidity ratio, leverage ratio and loan to deposit ratio have significant effect on Return on Equity of commercial banks in Nigeria. Based on the findings,  the researcher recommended that; Commercial institutions should endeavour to develop a culture of managing their risks in a bid to enhancing their business performance, they should incorporate risk management at the planning stage of their businesses, Commercial banks risk management departments should be more prudent  in identifying and evaluating risks so as to enhance growth and profitability offinancial  institutions, Banks should be careful in their lending habit by making proper channeling of their funds  to the supposed sectors of the economy and that effective control measures should be taken also by the risk management department of the banking sector to avoid bankruptcy. 


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APA

JEPHTHAH, C (2021). Effect Of Risk Management On Performance Of Commercial Banks In Nigeria: A Study Of First Bank Plc. Mouau.afribary.org: Retrieved Oct 31, 2024, from https://repository.mouau.edu.ng/work/view/effect-of-risk-management-on-performance-of-commercial-banks-in-nigeria-a-study-of-first-bank-plc-7-2

MLA 8th

CHINONSO, JEPHTHAH. "Effect Of Risk Management On Performance Of Commercial Banks In Nigeria: A Study Of First Bank Plc" Mouau.afribary.org. Mouau.afribary.org, 02 Jun. 2021, https://repository.mouau.edu.ng/work/view/effect-of-risk-management-on-performance-of-commercial-banks-in-nigeria-a-study-of-first-bank-plc-7-2. Accessed 31 Oct. 2024.

MLA7

CHINONSO, JEPHTHAH. "Effect Of Risk Management On Performance Of Commercial Banks In Nigeria: A Study Of First Bank Plc". Mouau.afribary.org, Mouau.afribary.org, 02 Jun. 2021. Web. 31 Oct. 2024. < https://repository.mouau.edu.ng/work/view/effect-of-risk-management-on-performance-of-commercial-banks-in-nigeria-a-study-of-first-bank-plc-7-2 >.

Chicago

CHINONSO, JEPHTHAH. "Effect Of Risk Management On Performance Of Commercial Banks In Nigeria: A Study Of First Bank Plc" Mouau.afribary.org (2021). Accessed 31 Oct. 2024. https://repository.mouau.edu.ng/work/view/effect-of-risk-management-on-performance-of-commercial-banks-in-nigeria-a-study-of-first-bank-plc-7-2

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