ABSTRACT
This research work is titled Effect
of debt management on the profitability of banks in Nigeria (A study of Uba
Bank Plc). Debt management has posed a greater concern because of the level of
perceived risk arising from credit relationship for clients or predictable
business environment. The research problem that prompted the researcher to go
into this area of study includes, inadequate collateral security. The
researcher addresses several purpose amongst which is to ascertain the rate at
which inadequate collateral security provision by borrowers increase the
incidence of bad debts in Nigeria banks. The researcher has adopted survey
research design in this project. The essence of this design is to enable the
researcher gather information relevant to this project topic. The sample size was
derived from a statistical formula by taro Yamane (1964). In the data
collection the researcher made use of primary and secondary data. The
statistical tool used for testing the hypotheses is the analysis of variance
(14 N0VA). The study reveals that management and regulatory authorities should
ensure safe banking since development of a country 's economy tied to the
performance of financial institutions in such country. Having explored the
issues involved in debt management, the researcher recommend that management
and lending officers should adhere strictly to lending policies of their banks.
MICHAEL, U (2021). Effect Of Debt Management On The Profitability Of Banks In Nigeria (A Study Of Uba Bank Plc). Mouau.afribary.org: Retrieved Nov 02, 2024, from https://repository.mouau.edu.ng/work/view/effect-of-debt-management-on-the-profitability-of-banks-in-nigeria-a-study-of-uba-bank-plc-7-2
UNIVERSITY, MICHAEL. "Effect Of Debt Management On The Profitability Of Banks In Nigeria (A Study Of Uba Bank Plc)" Mouau.afribary.org. Mouau.afribary.org, 19 Jul. 2021, https://repository.mouau.edu.ng/work/view/effect-of-debt-management-on-the-profitability-of-banks-in-nigeria-a-study-of-uba-bank-plc-7-2. Accessed 02 Nov. 2024.
UNIVERSITY, MICHAEL. "Effect Of Debt Management On The Profitability Of Banks In Nigeria (A Study Of Uba Bank Plc)". Mouau.afribary.org, Mouau.afribary.org, 19 Jul. 2021. Web. 02 Nov. 2024. < https://repository.mouau.edu.ng/work/view/effect-of-debt-management-on-the-profitability-of-banks-in-nigeria-a-study-of-uba-bank-plc-7-2 >.
UNIVERSITY, MICHAEL. "Effect Of Debt Management On The Profitability Of Banks In Nigeria (A Study Of Uba Bank Plc)" Mouau.afribary.org (2021). Accessed 02 Nov. 2024. https://repository.mouau.edu.ng/work/view/effect-of-debt-management-on-the-profitability-of-banks-in-nigeria-a-study-of-uba-bank-plc-7-2