ABSTRACT

 The voice-aided ATM system aims to provide an accessible and user-friendly interface, empowering blind and visually impaired customers to independently perform banking transactions. By leveraging voice prompts and commands, the system enables users to navigate throueh options, check account balances, withdraw cash, transfer funds, and conduct other essential transactions using spoken instructions.. The system's design methodology, such as User-Centered Design (UCD), ensures that the needs and preferences of blind and visually impaired customers are considered throughout the development process. User research, personas, and use case scenarios are utilized to understand user requirements and create a tailored experience. Adherence to accessibility guidelines and standards guarantees the system's compliance and compatibility with assistive technologies commonly used by blind and visually impaired individuals. The proposed system offers numerous advantages. Firstly, it provides equal access to banking services, promoting financial inclusion and empowering blind and visually impaired customers to manage their finances independently. The userfriendly interface and intuitive voice commands simplify the transaction process, eliminating the reliance on visual cues. Enhanced security measures, such as robust authentication methods and encryption protocols, protect customers' financial data and ensure privacy. Implementation of a voice-aided ATM system can also benefit the banks themselves. It reduces the need for staff assistance, resulting in time and cost savings. Furthermore, the system enhances the overall customer experience, leading to increased satisfaction and loyalty, and reinforcing a positive brand image. Although challenges may arise, such as technical infrastructure requirements and stafftraining, the potential impact on blind and visually impaired customers outweighs these obstacles. By embracing this technology, Nigerian banks can demonstrate their commitment to accessibility, inclusivity, and customer-centric services.