ABSTRACT
Banks have money 2S
their object of and main stock in trade. After mobilization of money for loans
and advances, the most challenging issue that face these banks is the
capability of the customers to repay these 'oans and advance granted to them
along side with the interest when the whole thing falls due; U any of the
customers happened not to meet up the deadline for the repayment of his/her
loan, this brings about bad and doubtful debts in banks, the main problems are,
the inability of the credit departments in banks to have the proper assessment
of the customers credit worthiness is another factor that have caused the
increase of bad and doubtful debt. Hence these recurring circumstances has
inspired this researcher to cioose his topic: The emerging challenges of
management of bad and doubtful debts in commercial banks. The objective of this
study is to identify extensively the extent and the reasons why banks have had
a problem in the management of debts, and the significant difference which
exits between the management of bad and doubtful debts under the prudential
guidelines of Central Bank in the old and new dispensation. Chapter two deals
with the literature review of this research topic. Following a more empirical
approach based on the methodology adopted both primary and secondary data
collected were used for detailed conduct of this research. Population of 30
persons were used and their responses sampled for relevant tests and analysis,
the method of data collection involves questionnaire also statistical tools of
chi-square (x2) was used for the rest of hypothesis while the final chapter
deals with summary, conclusion and recommendation.
IDIKA, E (2021). Emerging Challenges Of Management Of Bad And Doubtful Debts In Deposit Money Banks (A Case Study Of Union Bank Nigeria Plc).. Mouau.afribary.org: Retrieved Nov 01, 2024, from https://repository.mouau.edu.ng/work/view/emerging-challenges-of-management-of-bad-and-doubtful-debts-in-deposit-money-banks-a-case-study-of-union-bank-nigeria-plc-7-2
E, IDIKA. "Emerging Challenges Of Management Of Bad And Doubtful Debts In Deposit Money Banks (A Case Study Of Union Bank Nigeria Plc)." Mouau.afribary.org. Mouau.afribary.org, 29 Oct. 2021, https://repository.mouau.edu.ng/work/view/emerging-challenges-of-management-of-bad-and-doubtful-debts-in-deposit-money-banks-a-case-study-of-union-bank-nigeria-plc-7-2. Accessed 01 Nov. 2024.
E, IDIKA. "Emerging Challenges Of Management Of Bad And Doubtful Debts In Deposit Money Banks (A Case Study Of Union Bank Nigeria Plc).". Mouau.afribary.org, Mouau.afribary.org, 29 Oct. 2021. Web. 01 Nov. 2024. < https://repository.mouau.edu.ng/work/view/emerging-challenges-of-management-of-bad-and-doubtful-debts-in-deposit-money-banks-a-case-study-of-union-bank-nigeria-plc-7-2 >.
E, IDIKA. "Emerging Challenges Of Management Of Bad And Doubtful Debts In Deposit Money Banks (A Case Study Of Union Bank Nigeria Plc)." Mouau.afribary.org (2021). Accessed 01 Nov. 2024. https://repository.mouau.edu.ng/work/view/emerging-challenges-of-management-of-bad-and-doubtful-debts-in-deposit-money-banks-a-case-study-of-union-bank-nigeria-plc-7-2